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hazards:hoa [2024/07/06 04:42] – [Dealing with an HOA] Humphrey Boa-Garthazards:hoa [2026/03/09 01:45] (current) – [Trolling the HOA] Humphrey Boa-Gart
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-====== Homeowner Associations (HOA) ======+====== Homeowner Associations ======
  
-In American real-estate (and several other countries as well) many communities are governed by a **homeowner association** (or **"HOA"**). Homeowner associations are increasingly prevalent in suburban and high-density housing developments. They are generally established around the time the land is subdivided into plots for individual houses. The houses (and the plots they sit on) are all sold under the legal stipulation that the next owner has to remain part of the HOA, pay fees to the HOA, and abide by HOA regulations. The purchaser of the property is also bound under law that any subsequent buyers must agree to HOA governance, or the sale cannot take place - keeping the property looped into these anti-democratic quasi-governments for life.+In American real-estate (and several other countries as well) many communities are governed by a **homeowner association** (or **"HOA"**). Homeowner associations are increasingly prevalent in suburban and high-density housing developments. They are generally established around the time the land is subdivided into plots for individual houses. The houses (and the plots they sit on) are all sold under the legal stipulation that the next owner has to remain part of the HOA, pay fees to the HOA, and abide by HOA regulations. The purchaser of the property is also [[tactics:double bind|bound under law]] that any subsequent buyers must agree to HOA governance, or the sale cannot take place - keeping the property looped into these anti-democratic quasi-governments for life.
  
 What do the homeowner associations **//do//** with these powers? Some of them take the "fees" you give them, and maintain a nearby park or landscaping for other communal areas. Most HOA's, however, govern with an iron fist, and dictate you what you can and cannot do with your own home. Expect fines and letters of reprimand for harmless things like "trash can visible from street" or "unauthorized bush planted in lawn" or any other [[diy:gardening|type of garden]]. Didn't water your lawn enough? Another fine. Wrenching on your car? That'll be another fine. And don't try to park a boat in your driveway either, or the HOA will have it towed away at your expense. Many HOA's leave powertripping [[hazards:karen|Karens]] in charge of enforcement, who take great pleasure in being able to levy major fines on anyone who argues with them. Got a problem with any of this? Well go pound sand, because you signed a legally-binding contract agreeing to live with the HOA and its demands when you moved in. What do the homeowner associations **//do//** with these powers? Some of them take the "fees" you give them, and maintain a nearby park or landscaping for other communal areas. Most HOA's, however, govern with an iron fist, and dictate you what you can and cannot do with your own home. Expect fines and letters of reprimand for harmless things like "trash can visible from street" or "unauthorized bush planted in lawn" or any other [[diy:gardening|type of garden]]. Didn't water your lawn enough? Another fine. Wrenching on your car? That'll be another fine. And don't try to park a boat in your driveway either, or the HOA will have it towed away at your expense. Many HOA's leave powertripping [[hazards:karen|Karens]] in charge of enforcement, who take great pleasure in being able to levy major fines on anyone who argues with them. Got a problem with any of this? Well go pound sand, because you signed a legally-binding contract agreeing to live with the HOA and its demands when you moved in.
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 Like many other plagues, this one came from [[hazards:california|California]]. Homeowner associations used to not be so common. However, after the passage of the [[wp>Davis–Stirling Common Interest Development Act]], Californian development firms rallied around the HOA model, which they then exported en-masse to the rest of the country. Thanks again, California. Like many other plagues, this one came from [[hazards:california|California]]. Homeowner associations used to not be so common. However, after the passage of the [[wp>Davis–Stirling Common Interest Development Act]], Californian development firms rallied around the HOA model, which they then exported en-masse to the rest of the country. Thanks again, California.
  
-===== Exposing the Tactical Genius of the HOA =====+===== The Tactical Genius of the HOA =====
  
 Homeowner associations are best understood in connection with another aspect of the suburb, the despised **cul-de-sac**. Cul-de-sacs are intentionally designed to reduce the movements of people, and keep them isolated. During martial law, local police department can keep entire communities like this boxed in, with just one or two cop cars parked at the choke-points. Communities like this oftentimes have no social interchange with surrounding communities, ensuring stratification for generations to come. Homeowner associations are best understood in connection with another aspect of the suburb, the despised **cul-de-sac**. Cul-de-sacs are intentionally designed to reduce the movements of people, and keep them isolated. During martial law, local police department can keep entire communities like this boxed in, with just one or two cop cars parked at the choke-points. Communities like this oftentimes have no social interchange with surrounding communities, ensuring stratification for generations to come.
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 The easiest way to avoid conflict with an HOA, is to not have to operate in a neighborhood with one in the first place. In America, this is easier said than done, as you will likely run into conflict with an HOA at one point or another. Even if you do not own a home, you will deal with HOA's at rentals, and even if you are couchsurfing with friends and family. The easiest way to avoid conflict with an HOA, is to not have to operate in a neighborhood with one in the first place. In America, this is easier said than done, as you will likely run into conflict with an HOA at one point or another. Even if you do not own a home, you will deal with HOA's at rentals, and even if you are couchsurfing with friends and family.
  
-It is also hard to fight the HOA directly. People who ignore warning letters and fines **can eventually be lawfully evicted and have their home seized and resold by the HOA**. For anyone forced to do battle with an HOA, there are many tactical considerations to keep in mind.+It is also hard to fight the HOA directly. People who ignore warning letters and fines **can eventually be lawfully evicted and have their home seized and resold by the HOA!** For anyone forced to do battle with an HOA, there are many tactical considerations to keep in mind.
  
 ==== Trolling the HOA ==== ==== Trolling the HOA ====
  
-{{wst>expand}}+If your HOA ever gives you a violation notice, the last thing you want to do is solve the violation right away. In many places you will get something like a one, two, maybe even four week window of time to deal with it before more notices or fines start stacking up. If you get a 30 day notice about the trash cans being left on the street a day too long, you leave those trash cans out there all fucking month. They have made a play for psychological domination, and you are in a battle of wills now son. 
 + 
 +Sometimes you may have to do battle asymmetrically. Motion activated floodlamps that go off whenever a car passes by is a great way to irritate neighborhood Karens, and if you're ever confronted you can play dumb about how you're having a hard time aligning the motion sensors. Obnoxiously loud diesel pickup trucks are also many times immune to HOA noise regulations. Sometimes you have to return fire. Sometimes it's completely within your legal rights to have an exhaust that sets off everyone's car alarms as you commute in and out every day. 
  
 ==== Subverting the HOA ==== ==== Subverting the HOA ====
  
 {{wst>expand}} {{wst>expand}}
 +
 +==== Abolishing the HOA ====
 +
 +{{wst>expand}}
 +
 +
  
  
 {{tag>Hazards}} {{tag>Hazards}}
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